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Beauty, Lifestyle, Finance

Easy Ways to Save Money

Hi everyone, welcome back to the blog. Although I'm all about that beauty life, the adult in me likes to talk about finances and adulting too! With that in mind, here are some ways for you guys to save money that are more original than the usual tips and tricks that you get (bring your lunch to work, don't buy your morning coffees etc etc.) Keep reading and let me know your thoughts about how to save money!

Easy Ways to Save Money

Shower at the Gym

Listen, I'm not going to stop you from going to your $20 spin classes- I'm a fan of them too. However with that price point, you might as well use it to your advantage. Depending on your living expenses, you might have to pay for water and electricity, so save it by showering at the gym- I do it and I love doing it too. A lot of studios have really luxurious shampoos and conditioners, as well as lotions, razers, elastic bands etc... whatever knick knacks you need to look your freshest, so you can dive into using those. I love getting to experience all of the products that they have, and potentially buying one. There's a really amazing body wash at my spin studio that I keep eyeing.....

Call your Companies

Cell phone, internet, credit cards, you name it, give them a call. The amount of times that I've gotten better deals or better products just for asking is crazy. However, it's important to know when they're not giving you the best deal. For example;

I've been with Fido mobile for a few years and I was paying way too much for my phone... $95 for 5g of data and I would frequently (ahem... always) go over with data, costing me even more. After a number of times of asking for a better deal but not getting anything more than $5 off, I switched to a Telus corporate plan which was $65 for 6G (something along those lines). LOW AND BEHOLD I got a call back from Fido saying that if I switched back that they'd give me 10g for $61 (taxes included)- essentially doubling the amount of data for half the original price that I was paying. You bet your ass that I switched and now I'm happier than a pig in shit.

Moral of the story; don't be afraid to ask, but also don't be afraid to go through the effort of switching and looking for better deals. The information is out there, you just need to take the time and effort to look for it. By calling all of my companies I've managed to save about $150 monthly on my bills. #winning

Open up your Products
This sentence probably doesn't make any sense until you read this section. Essentially, you know how you use up a product and then continue to squeeze the life out of it until you get every last drop? Grab some scissors and cut open the product, you'll be surprised with how much product is still left over- usually 1-2 weeks worth! If you're like me and love your expensive skincare, this is a huge money saver! Some people don't like to do this, but those people are what I would call 'broke and not woke'.

Don't Go Shopping

Find ways to spend time with friends (or by yourself!) that doesn't involve malls or shopping. A lot of people (myself included) tend to shop as a way to feel better when they've had a bad day- it's so easy and accessible to do which is exactly why it's so problematic. Be aware of when you're shopping just because of your mood or because it's so accessible, this also includes online shopping. So very easy to do, but it can cost you hundreds of dollars for stuff that you didn't actually need.

Try to decrease your wardrobe instead of increasing it's size and try to always throw/donate a clothing item when you bring something new into the house. I love to sell my clothes online, or go into Plato's Closet where they will give me cash for my stuff right away.

Look into Online Deals

Actually search for deals and discounts that you can get. For example, if you workout at GoodLife gyms, you can get discounts with tons of different stores, I saved $10 when I rented a car. Look into corporate discounts- I work for a bank and we have so many discounts available.

Before doing some damage via online shopping, always google any types of promo codes that they might be having, or sign up for a newsletter online because you'll frequently get a discount code with the first email that they send- the trick is to unsubscribe so that they don't keep sending you emails.

Work from Home

Ah yes-  wfh. The best. I wouldn't do it every day, but I am able to do it once a week so I try to take advantage of it, and it's amazing in soooo many ways! No need to wake up early, get dressed, you can even do some laundry or cooking/cleaning on the side (ya I do!) but also, you won't be spending money on commuting, coffee runs, lunches, quick trips to winners (my favourite lunch time activity) or after work drinks. If you're able to do so, take advantage of it. If you're not, ask if you can. Just a small ask, you might be surprised with what the answer is.

Do you guys have any recommendations for other ways to save money- I wanted to do something better than 'bring your lunches', 'don't buy coffee' and 'have happy hour at home'.

If you are interested in other finance related posts, check out this one about how to save money and this one about how to start investing. I'll also be coming out with more finance related content, so stay tuned for more!

Thanks for reading

xx Diana
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